Chartered Accountant | MBA (Finance) | 28+ Years of Experience

Mr. Pankaj Babu Agrawal brings over 28 years of experience in financial advisory, taxation, and investment strategy, combining deep technical expertise with a practical, client-focused approach.

Over the course of his career, he has worked with leading organizations including Coca-Cola India, Nestlé India, TCS, Deloitte, Den Networks, Oxigen, and the Airport Authority of India, along with holding international experience as a Finance Controller in Mauritius.

Beyond practice, he has been actively involved in financial education as a guest faculty with the Institute of Chartered Accountants of India, the Indian Aviation Academy, and various corporates, sharing insights on financial management and investment strategies.

He is also an author of multiple books on management, information technology, and children’s literature, with select works published by the Ministry of Information & Broadcasting, Government of India. He has also co-authored Sort It Early with his wife — a thoughtful work that goes beyond financial wisdom, offering insights into spirituality, health, wealth, and life.

As the founder of Walnut trading and services pvt ltd, he has built a practice focused on delivering clear, practical, and personalised financial solutions across taxation, audits, investments, and financial planning.

Driven by a strong sense of purpose, he actively contributes to social initiatives and community development, with a special focus on supporting senior citizens and grassroots engagement.

His work has been recognised by esteemed dignitaries across fields, reflecting his commitment to excellence, integrity, and meaningful impact.

Community, Communication & Digital Strategy

Kirti Agrawal brings a fresh, intuitive, and people-centric approach to the firm, with a focus on building meaningful connections and making financial guidance more accessible and relatable.

She holds a degree in English Literature from the University of Delhi and has further explored management studies at Narsee Monjee Institute of Management Studies, Mumbai. Her journey reflects a blend of structured learning and experiential growth, rooted in understanding people and real-life dynamics.

At Walnut, she leads the firm’s digital presence, brand communication, and client engagement, shaping how the company connects with a new generation of clients. From developing the website to managing digital platforms and outreach, her work focuses on simplifying financial conversations and creating a more approachable experience around money.

Alongside her role in the business, Kirti is deeply engaged in emotional well-being and personal growth, reflecting the firm’s belief that financial decisions are often influenced by underlying emotions. Through workshops, community spaces, and creative expression, including music, she works with individuals to cultivate self-awareness, emotional balance, and inner clarity.

Her interest in areas such as tarot, numerology, and energy-based practices adds a unique dimension to her perspective, allowing her to understand people beyond numbers and bring a more human approach to the firm’s ecosystem.

She is passionate about building communities that feel safe, supportive, and growth-oriented, while contributing to a more conscious and empowered approach to both life and finance.

M.Com | Insurance Expert | Author

Mrs. Anshu Agrawal brings over 20 years of diverse experience across finance, wellness, and community development, combining practical knowledge with a deeply holistic approach to life and well-being.

She began her professional journey in the spices industry, founding Puja Spices with a vision to promote women’s empowerment and financial independence. Her work in this space gained recognition from Big Bazaar, highlighting its impact at a national level.

Anshu is also a dedicated wellness coach, having guided hundreds of women in overcoming health challenges such as PCOD, hormonal imbalances, thyroid issues, and lifestyle-related concerns. Through her sessions, she promotes a balanced and conscious way of living, focusing on both physical and emotional well-being.

Deeply inclined towards spiritual and alternative practices, she actively engages in areas such as meditation, Reiki, numerology, and energy-based healing, integrating these insights into her work and personal philosophy.

Alongside her husband, she co-authored Sort It Early, a book that reflects a holistic perspective on life, bringing together wisdom on health, wealth, spirituality, and personal growth.

Her contributions across finance, insurance, and social impact have been recognised by esteemed dignitaries, reflecting her commitment to creating meaningful change. She continues to work closely with communities and NGOs, with a strong focus on empowering women and supporting overall well-being.

Finance & Compliance | Client Relations | Digital Content

Ritika Agrawal represents the emerging generation of the firm, bringing a blend of financial discipline, adaptability, and a fresh perspective to the business.

Currently pursuing Chartered Accountancy, she is actively building her expertise across areas such as auditing, taxation, GST, and financial compliance, while gaining hands-on experience in client servicing and investment processes.

At Walnut, she contributes to client coordination, operational processes, and financial execution, ensuring smooth delivery of services and consistent support across engagements.

Alongside her financial training, Ritika has explored creative avenues including content creation, video editing, and conducting Zumba sessions, reflecting her ability to connect with people and communicate effectively. This combination allows her to bring a more dynamic and approachable dimension to the firm’s presence.

Her growing experience, coupled with strong communication skills and a willingness to learn, enables her to contribute meaningfully to both client relationships and the firm’s evolving digital and operational landscape.